Foreclosure Laws By State determine your Foreclosure process

 

State Judicial Non-Judicial Comment Process Period** Publish Sale** Redemption Period** Sale/NTS
Alabama foreclosure law Judicial rarely 49-74 21 365 Trustee
Alaska foreclosure laws Judicial rarely 105 65 365* Trustee
Arizona foreclosure law Judicial rarely 90+ 41 30-180* Trustee
Arkansas foreclosure laws Both 70 30 365* Trustee
California foreclosure law Judicial rarely 117 21 365* Trustee
Colorado foreclosure laws Judicial rarely 145 60 None Trustee
Connecticut foreclosure law Judicial only 62 NA Court Decides Court
Delaware foreclosure laws Judicial only 170-210 60-90 None Sheriff
Florida foreclosure law Judicial only 135 NA None Court
Georgia foreclosure laws Judicial rarely 37 32 None Trustee
Hawaii foreclosure law Both 220 60 None Trustee
Idaho foreclosure laws Trustee Sale 150 45 365 Trustee
Illinois foreclosure law Judicial only 300 NA 90 Court
Indiana foreclosure laws Judicial only 261 120 None Sheriff
Iowa foreclosure law Trustee Sale Voluntary 160 30 20 Sheriff
Kansas foreclosure laws Judicial only 130 21 365 Sheriff
Kentucky foreclosure law Judicial only 147 NA 365 Court
Louisiana foreclosure laws Judicial only 180 NA None Sheriff
Maine foreclosure law Judicial only 240 30 90 Court
Maryland foreclosure laws Judicial only 46 30 Court Decides Court
Massachusetts foreclosure law Judicial only 75 41 None Court
Michigan foreclosure laws Non-Judicial only 60 30 30-365 Sheriff
Minnesota foreclosure law Non-Judicial mostly 90-100 7 180 Sheriff
Mississippi foreclosure laws Non-Judicial mostly 90 30 None Trustee
Missouri foreclosure law Non-Judicial mostly 60 10 365 Trustee
Montana foreclosure law Trustee Sale mostly 150 50 None Trustee
Nebraska foreclosure laws Judicial only 142 NA None Sheriff
Nevada foreclosure law Trustee Sale mostly 116 80 None Trustee
New Hampshire foreclosure laws Non-Judicial only 59 24 None Trustee
New Jersey foreclosure law Judicial only 270 NA 10 Sheriff
New Mexico foreclosure law Judicial only 180 NA 30-270 Court
New York foreclosure laws Judicial only 445 NA None Court
North Carolina foreclosure law Non-Judicial mostly 110 25 None Sheriff
North Dakota foreclosure law Judicial only 150 NA 180-365 Sheriff
Ohio foreclosure laws Judicial only 217 NA None Sheriff
Oklahoma foreclosure law Judicial mostly 186 NA None Sheriff
Oregon foreclosure laws Trustee Sale mostly 150 30 180 Trustee
Pennsylvania foreclosure law Judicial only 270 NA None Sheriff
Rhode Island foreclosure laws  Non-judicial mostly 62 21 None Trustee
South Carolina foreclosure law Judicial only 150 NA None Court
South Dakota foreclosure laws Judicial mostly 150 23 30-365 Sheriff
Tennessee foreclosure law  Non-judicial only 40-45 20-25 730 Trustee
Texas foreclosure law  Non-Judicial mostly 27 NA None Trustee
Utah foreclosure laws Non-Judicial Only 142 NA Court Decides Trustee
Vermont foreclosure law Judicial only 95 NA 180-365 Court
Virginia foreclosure laws Trustee Sale mostly 45 14-28 None Trustee
Washington foreclosure law Trustee Sale mostly 135 90 None Trustee
Washington D.C. foreclosure law Trustee Sale only 47 18 None Trustee
West Virginia foreclosure laws Trustee Sale only 60-90 30-60 None Trustee
Wisconsin foreclosure law Judicial mostly 290 NA 365 Sheriff
Wyoming foreclosure law Non-judicial mostly 60 25 90-365 Sheriff

* Judicial Foreclosures Only
** In days

Sources:
http://www.realtytrac.com/foreclosure-laws/foreclosure-laws-comparison.asp